How each one works — and who it targets
Entering your PIN always PAYS money — you never need a PIN to receive it.
Banks almost never collect KYC through random calls or links. Hang up — call your bank's official number yourself.
No real bank, courier or government office ever asks for your OTP. It is the final lock on your money.
Scammers manufacture urgency so you act before thinking. Pause for 60 seconds — the panic fades, the trick shows.
Won a lottery you never entered? A prize that costs money to claim is not a prize. Same for jobs asking a registration fee.
Parcel-held texts and investment groups showing profit screenshots — check tracking in the official app, and walk away from "risk-free" high returns.
If your phone suddenly loses signal, your OTPs may be going to a criminal. Contact your mobile operator immediately.
Report it fast on India's national cybercrime helpline 1930 or cybercrime.gov.in — quick reporting can freeze the money.
All 10 scams, explained in full — with the exact warning signs for each.